ONE NATION WEEKLY
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Overanalyzing a potential deal? You’re not alone. Many investors stall—not because the numbers are unclear, but because the decision feels heavy. In this article, we break down how to eliminate analysis paralysis by building a clear investment framework, defining your buy box, and executing with confidence instead of chasing perfect projections.
Avoiding Analysis Paralysis In Real Estate Investing
THE MORTGAGE INDUSTRY
Best Week For Mortgage Rates In Years
Given that we have the somewhat unpopular job of reporting that today's average top-tier
30yr fixed mortgage rate is 6.00 again, rather than the 5.99 seen earlier this week, we can at least find one glowingly positive development as a silver lining.
MORE MORTGAGE INDUSTRY NEWS
Mortgage Rates Drop Below 6%, Matching Lowest Level Since 2022 - A stock market sell-off had investors rushing to the relative safety of the bond market Monday morning, causing yields to drop and mortgage rates to follow. The average rate on the popular 30-year fixed mortgage fell to 5.99% on Monday, according to Mortgage News Daily, matching its lowest levels since 2022. Last year at this time the rate was 6.89%.
Industry Coalition Calls On Regulators To Revisit Mortgage Capital Rules - A coalition of eight major housing and banking trade associations is calling on federal regulators to recalibrate bank capital requirements, arguing that current rules discourage bank participation in mortgage markets and harm housing affordability. The groups are framing the regulatory overhaul as an opportunity to improve mortgage market stability, while encouraging greater bank involvement in home lending.
THE HOUSING MARKET
It’s A Buyer’s Market: America Has 44% More Home Sellers Than Buyers—A Near-Record Gap
There were an estimated 44% more home sellers than buyers in the U.S. housing market in January (or 600,314 more, in numerical terms). That’s up from 30% more a year earlier and represents the second largest gap in records dating back to 2013. The largest gap was in December 2025, when sellers outnumbered buyers by 45%. The U.S. housing market has been in buyer’s territory since May 2024.
MORE HOUSING MARKET NEWS
Home Values Grew Just 1.3% In 2025, The Weakest Gain In 14 Years - National growth in home values slowed to its weakest pace in 14 years in 2025, as elevated mortgage rates and affordability pressure kept a lid on price growth, according to a key home price index. Nationally, the value of single-family homes as measured by repeat transactions rose 1.3% over the 12 months through December.
Zombie Foreclosures Hold Near Historic Lows - Vacant and abandoned properties remain rare across the U.S. housing market, even as foreclosures persist. A report from ATTOM found that 1.33% of the nation’s roughly 104.8 million residential properties were vacant at the start of 2026. Among those, only 7,540, or 3.27%, were classified as “zombie foreclosures,” meaning they had been abandoned by owners before foreclosure proceedings were completed.
THE CONSTRUCTION WORLD
8 System Upgrades Delivering Efficiency And Flexibility
Learn more about the latest system innovations improving comfort, safety, and control. Newly debuted system products prioritize efficiency, flexibility, and connectivity, with smarter controls and hybrid-ready designs that streamline installation. Explore innovations in hot water solutions, thermostats, furnaces, and more.
Tariffs Axed By Supreme Court: Will Your Kitchen Remodel Get Cheaper—Or More Expensive?
The Supreme Court struck down President Donald Trump’s sweeping tariffs on Friday in a 6-3 vote. NAHB chairman Bill Owens stated, “With the nation facing a housing affordability crisis, NAHB urges the president to exempt building materials as part of his tariff strategy because they raise construction costs, impede supply chains, and result in market and business uncertainty that make it difficult for builders to price their homes.”
THE FINANCE CORNER
The Cost Of Living In Every State
According to a survey conducted by Yahoo Finance and Marist Poll, 47% of Americans cite the cost of living as their biggest obstacle to saving money. But some parts of the country are hit harder by rising prices than others, and where you live plays a key role in the cost of everyday essentials, from eggs at the grocery store to your monthly rent. The following map shows how the cost of living compares by state.
Fed’s Goolsbee Calls For A Hold On Cuts As Current Rate Of Inflation Is ‘Not Good Enough’
Chicago Federal Reserve President Austan Goolsbee said Tuesday that interest rate cuts aren’t appropriate until there’s more evidence that inflation is on its way down. With recent indicators showing that inflation is well off its highs but still above the Fed’s 2% target, Goolsbee noted that policymakers “have been burned by assuming transitory inflation” in the past and shouldn’t make the same mistake again.
Thanks for reading,
One Nation Weekly
Good luck to you on your real estate investing journey!
