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The BRRRR strategy played a major role in building 90% of our rental portfolio. In this post, we share how Buy, Rehab, Rent, Refinance, Repeat works, why it can be so powerful, and the key lessons we learned from scaling a portfolio with limited upfront capital.
The Power of the BRRRR Strategy
THE MORTGAGE INDUSTRY
Latest CPI Numbers Released: Positive News for Rates!
Great news for bonds on the inflation front this morning: Core annual inflation came in at 2.6% compared to a 3.0% forecast and 3.0% last time. It's the lowest reading of the cycle and the first attempt to break below the stagnant sideways/elevated levels that have prevented more aggressive Fed rate cuts.
MORE MORTGAGE INDUSTRY NEWS
There’s Still a Nationwide Shortage of Homes — So Why Are Sellers Getting Desperate in Some Places? - For years, Americans have heard this mantra: There isn’t enough housing in the United States. The ongoing shortage explains why affordability is such a challenge, and why so many Americans are spending their 30s as renters rather than homeowners.
US Mortgage Applications Decline - The volume of mortgage applications in the US declined 3.8% in the week ended December 12th, 2025, reversing from a 4.8% jump in the previous period, and marking the biggest decline in a month, according to the MBA. Applications for mortgages to purchase a home declined 2.8% while those to refinance a home loan plunged 3.6%
THE HOUSING MARKET
Housing Market Predictions for 2026: What Buyers, Renters, and Homeowners Can Expect
If you’ve felt sidelined by the real estate market in years past, it’s fair to wonder whether 2026 finally looks different or whether it’s just another version of the same frustrations. The short answer is that the market does look calmer heading into 2026, but not dramatically cheaper or easier. Expert housing market predictions for 2026 suggest a market where preparation, flexibility, and local conditions are more crucial than chasing the perfect moment to buy, sell, or relocate.
MORE HOUSING MARKET NEWS
9 Markets Where Home Prices Are Expected to Plunge up to 10% in 2026 — and Where They Will Soar - Predictions are a mixed bag for 2026 housing markets, with some Florida metros facing price drops of up to 10% while certain Rust Belt cities could see double-digit gains.
Powell: ‘Housing Market Faces Some Really Significant Challenges’ That a 25-Basis-Point Rate Cut Won’t Resolve - Fed Chair Jerome Powell acknowledged that recent rate cuts won’t restore affordability to the U.S. housing market. He suggested that the country needs to build more housing units—and noted that central bankers “don’t really have the tools to address” it.
THE CONSTRUCTION WORLD
Builder Sentiment Inches Higher but Ends the Year in Negative Territory
Builder confidence inched higher to end the year but still remains well into negative territory as builders continue to grapple with rising construction costs, tariff and economic uncertainty, and many potential buyers remaining on the sidelines due to affordability concerns.
U.S. Construction Struggles with Material Costs — Here’s the Fix
The construction industry faces unprecedented challenges as we move into 2026, with material cost fluctuations and tariff-related supply chain disruptions creating significant headwinds for project planning and execution. Recent industry analysis reveals that tariffs on essential construction materials have reached levels not seen in decades, fundamentally altering how firms approach procurement, contracting, and risk management.
THE FINANCE CORNER
November Consumer Prices Rose at a 2.7% Annual Rate, Lower Than Expected, Delayed Data Shows
Consumer prices rose less than expected in November, giving investors hope that inflationary pressures may be cooling enough for U.S. monetary policy to be eased more than Wall Street anticipates. The consumer price index rose at a 2.7% annualized rate last month, a delayed report from the Bureau of Labor Statistics showed. Economists polled by Dow Jones expected the CPI to have risen 3.1%.
S&P 500 Rises on Cooler-Than-Expected Inflation Data, Strong Micron Earnings
The S&P 500 was on pace to snap a four-day slide on Thursday, boosted by lighter-than-expected inflation data that brightened the outlook for lower interest rates in 2026 and blowout guidance from chipmaker Micron Technology. The broad market index popped 1.1%, while the Nasdaq Composite advanced 1.8%. The Dow Jones Industrial Average gained 204 points, or 0.4%.
Thanks for reading,
One Nation Weekly
Good luck to you on your real estate investing journey!
