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There’s a new rule in the real estate industry that investors should be aware of. As of March 1, 2026, certain residential property purchases may require a report to FinCEN—especially when entities and non-traditional financing are involved. What does this mean for your deals and closing process? Here’s a quick breakdown.
The New FinCEN Real Estate Rule: What Investors Need to Know
THE MORTGAGE INDUSTRY
War Protest: Bond Market Edition
There's no quicker way to classify the movement we've seen over the past 2 weeks. The market is actively protesting the war in Iran--not because it's a sentient being that cares about violence, but rather because the implications for inflation, economic uncertainty, and Treasury issuance on not great.
MORE MORTGAGE INDUSTRY NEWS
Markets’ Hopes For Fed Interest Rate Cuts Are Rapidly Fading Away - As both energy prices and inflation fears pop, expectations for Federal Reserve interest rate cuts are sliding. Traders in recent days have abandoned hopes of an early summer easing from the central bank, a change in thinking that coincided with the U.S.-Israel attacks on Iran and a burst in oil prices to around $100 a barrel.
Mortgage Market Sees Balance Shift In February - The mortgage market achieved a more balanced mix in February as purchase money loans rebounded from a disappointing January. Refinancing volume remained strong, rate-and-term refinance locks increased, and purchase lock volume rose 14% month-over-month. Conforming loans commanded more than half of total lending volume in February, and government lending accounted for nearly a third.
THE HOUSING MARKET
Clear Capital Report Signals Cooling Housing Market In February
Home price appreciation slipped into negative territory in February, as affordability pressures and uneven regional performance weighed on housing markets. The Northeast posted the strongest results, with home prices flat on a quarterly basis but up 4.9% annually. The Midwest followed, with prices down 0.8% quarterly but up 4% year-over-year. The South and West both recorded quarterly declines and weaker annual gains.
MORE HOUSING MARKET NEWS
Washington State Could Soon Ban Private Listings Over Growing Industry Scrutiny - Washington could become the second state to sign into law a ban on private listings, as more lawmakers scrutinize the practice. The state's Legislature passed SB 6091, which prohibits real estate brokers from marketing properties to an exclusive group of brokers or prospective buyers unless the property is concurrently marketed to the general public and all other brokers.
Nearly One In Five Home Shoppers Plan Long-Distance Migration - Long-distance relocation is gaining momentum in the U.S. housing market, suggesting more Americans are willing to venture farther afield in search of affordability, warmer weather, or a different lifestyle, even as overall home sales remain sluggish. In Q4 2025, 18.8% of Redfin users searching for homes cast their nets across state or regional lines.
THE CONSTRUCTION WORLD
Turning A Garage Into Living Space
If you’re lucky enough to have a garage on your property, converting it into a living space can be an effective way to increase your usable square footage, home value, and potentially, income. Whether your goal is to create a guest suite, home office, or rental unit, permits, zoning laws, insulation, and safety considerations should all be top of mind.
Single-Family Home Construction Drops In January Amid Winter Storms
Construction activity on single-family homes dropped in January amid severe winter storms, with little hope for a quick rebound as permits fell as well. Single-family housing starts were at a seasonally adjusted annual rate of 935,000 in January, down 2.8% from December, the U.S. Census Bureau and HUD reported on Thursday. The January figure was down 6.5% from a year earlier.
THE FINANCE CORNER
How To Refinance A Mortgage: A Step-By-Step Guide For Homeowners
When you refinance your mortgage, you replace your existing home loan with a new one for the same property. There are many reasons to refinance your home loan, from locking in a lower mortgage interest rate to tapping into your equity. Understanding the process can help you prepare and save money along the way.
Flights Getting More Expensive After Jet Fuel Spike: When Should You Book?
The surge in fuel prices since the U.S. and Israel attacked Iran nearly two weeks ago is already driving up airfare. Consumers’ appetite for travel this year will dictate just how much. Cathay Pacific on Thursday said it would roughly double fuel surcharges on tickets starting March 18. U.S. airline CEOs and other executives will update investors on Tuesday at the J.P. Morgan Industrials Conference in Washington, D.C.
Thanks for reading,
One Nation Weekly
Good luck to you on your real estate investing journey!
