CURRENT RATES

With a 0% origination fee!


FREE RESOURCES FOR INVESTORS
EXPERIENCES
What does a real rental renovation cost— not in theory, but in practice? This post pulls back the curtain on a recent turnover, sharing a full line-item cost table and a video walkthrough of the project. It’s a practical look at renovation spending, consistency, and the impact of long-term deferred maintenance.
Real Deal Renovation Costs: What A Rental Turnover Actually Costs

THE MORTGAGE INDUSTRY
Trump Tells Fannie, Freddie to Buy $200 Billion of Mortgage Debt

US President Donald Trump is directing Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds, a move he cast as his latest effort to bring down housing costs ahead of the November midterm election.
Trump announced the move on Thursday in a social media post, saying “This will drive Mortgage Rates DOWN, monthly payments DOWN, and make the cost of owning a home more affordable.”
MORE MORTGAGE INDUSTRY NEWS
Mortgage Demand Drops Nearly 10% To End 2025, Despite Lower Interest Rates - Mortgage rates moved lower to end 2025 and start 2026, but that did little to pull demand back to the market. For the week ended Jan. 2, 2026, total mortgage application volume fell 9.7% on a seasonally adjusted basis from two weeks earlier, according to the Mortgage Bankers Association’s seasonally adjusted index.
Housing Payments Fall To Two-Year Low As Mortgage Rates Ease - Redfin (part of Rocket Companies) has reported a notable decline in U.S. housing costs, with median monthly housing payments falling to $2,365 during the four weeks ending January 4, 2026, down 4.7% year-over-year, marking the lowest level recorded in two years. The decline in housing payments is tied directly to falling mortgage rates.
THE HOUSING MARKET
Trump Moves To Prevent Large Investors From Buying Single-Family Homes

President Donald Trump has taken to his Truth Social account to announce an initiative aimed at restricting large institutional investors from purchasing single-family homes in the U.S., a policy he says is critical to addressing the ongoing housing affordability crisis. In the post, Trump stated that he is “immediately taking steps to ban large institutional investors from buying more single-family homes” and will urge Congress to codify the measure into law.
MORE HOUSING MARKET NEWS
What It Would Take To Make the Housing Market Affordable Again In 2026 - Housing affordability is expected to take center stage in 2026, with President Donald Trump promising to announce "the most aggressive housing reform in history" early in the new year. The affordability crisis has weighed heavily on the housing market for three straight years, pushing home sales to their lowest levels in three decades. The typical first-time homebuyer is now 40 years old, a record high.
January: Housing’s Least Expensive Month - Have clients sitting on the fence waiting and waiting for the market to turn just a little bit more in their favor? Better get them moving: January is the least expensive month on the calendar to buy a house, according to a new LendingTree analysis. If they wait until May, on the other hand, they’re likely to pay top dollar, for May is the priciest month of the year, the lender-matching service reports.
THE CONSTRUCTION WORLD
Construction Job Openings Increased In November
The count of open, unfilled positions in the construction industry increased in November, per the delayed Bureau of Labor Statistics Job Openings and Labor Turnover Survey (JOLTS). The current level of open jobs is down measurably from two years ago due to declines in construction activity, particularly in housing.

Housing Share Of GDP: Third Quarter 2025
Housing’s share of the economy was 16.1% in the third quarter of 2025, according to the latest estimates of GDP produced by the Bureau of Economic Analysis. This share is down from 16.3% in the second quarter but has remained about 16% since the fourth quarter of 2019. The more cyclical home building and remodeling component–residential fixed investment (RFI)–was 3.8% of GDP, down from 3.9% in the previous quarter.
THE FINANCE CORNER
Treasury Yields Move Higher As Investors Look Ahead To Key Jobs Report
U.S. Treasury yields moved marginally higher on Thursday as investors looked ahead to key jobs data and continued to monitor geopolitical developments. The 10-year Treasury yield was up more than 4 basis points to 4.183%. The 2-year Treasury note was more than 2 basis points higher at 3.492%. Meanwhile, the 30-year bond yield rose more than 4 basis points to 4.86%.
US October Trade Deficit Lowest Since 2009 As Imports Decline
The U.S. trade deficit contracted sharply in October, hitting the lowest level since mid-2009 as imports declined, a trend that if sustained could see trade again adding to economic growth in the fourth quarter. The trade gap narrowed 39.0% to $29.4 billion, the lowest level since June 2009, the Commerce Department's Bureau of Economic Analysis and Census Bureau said on Thursday.
Thanks for reading,
One Nation Weekly
Good luck to you on your real estate investing journey!




